Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Clients often share with Shuang Zhao, “I always want to run things by you, because everything seems to go smoother once it’s in your hands.” This trusted feedback has accompanied Zhao through many seasons of change, reinforcing her resilient mindset and deep commitment to long-term value. With years of hands-on experience across complex lending scenarios, she founded her own brokerage to create a business where long-term thinking and genuine advice always come first.
Zhao views finance as a foundational tool – one that supports everything from everyday savings to long-term wealth creation. She believes it deserves to be crafted with care and precision. That’s why she encourages her clients to take their time sharing their stories with her. By deeply understanding each client’s unique needs and preferences, and combining that insight with ever-evolving industry standards, she is able to deliver solutions that feel perfectly tailored and achieve smooth approvals.
As a woman in finance, Zhao brings both technical clarity and emotional intelligence to every interaction. She goes the extra mile so her clients don’t have to – delivering calm, consistent guidance even in uncertain times.
Suite 207, 7 Garrigarrang Avenue, Kogarah, NSW 2217
+6142 0586 865
nicole.z@eversongfinance.com
linkedin.com/in/shuang-zhao-b1468729a
nofusshomeloans.com.au
Shuang Zhao
Mortgage Broker/Managing Director
Eversong Finance
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
2020–2025
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Mortgage Broker – Employed Position (Boutique Brokerage)
2020–2025
Founder and Principal Lending Adviser at Eversong Finance
Present
Mortgage Broker at Loan Market Norwood since 2023
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Mortgage Broker at Infinity Group Australia since 2023
Maintained a reputation for excellence with over 70 5-star reviews on RateMyAgent
Nominated for the Rising Star AMA Award
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Principal at Plumpton High School since 2014
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Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
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Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.