Profile
Kanwal Singh is founder and director of White Horse Finance, an award-winning mortgage and finance brokerage recognised as the 2026 5-Star Mortgage Brokerage of the Year. With more than two decades of experience across banking, commercial finance, credit assessment and property development, Singh has built a reputation for delivering strategic, client-focused lending solutions.
Established in 2023, White Horse Finance partners with individuals, families, business owners, investors and property developers, providing tailored advice across residential, commercial and development finance. The business is built on a simple philosophy: understand each client's long-term goals, provide honest guidance, and structure finance solutions that create lasting value.
Under Singh’s leadership, White Horse Finance has earned multiple industry accolades, reflecting its commitment to excellence, integrity and exceptional client outcomes. Beyond helping clients secure finance, Singh is passionate about mentoring the next generation of finance professionals and contributing to the continued growth of the broking industry.
At the heart of White Horse Finance is a commitment to trusted relationships, personalised service and delivering outcomes that empower clients to achieve their financial ambitions.
Shop 2, 413-417 King William Street, Adelaide SA 5000
0421 661 948
kanwal@whfinance.au
au.linkedin.com/company/white-horse-finance
whfinance.au
Kanwal Singh
Founder and Director White Horse Finance
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Bio
Milestones
2024–2025
2026
2018–2025
2025–Present
2026
Winner, Connective Excellence Awards Rising Star – Commercial Broker of the Year (2024 and 2025)
Winner, Fast Start & Fast Brokerage Awards (2025)
Finalist, MFAA Commercial and EF Broker of the Year (SA/NT)
2024–2025
Winner, MFAA Commercial & EF Broker of the Year (SA/NT).
National Finalist, MFAA Commercial & EF Broker of the Year
2026
Finance Strategist and Team Leader, Infinity Group Australia
Recognised as FBAA No. 1 Finance Broker in Australia and NSW/ACT (2024)
Named to the MPA Top 100 Brokers list in 2024 and 2025
Earned 418 five-star reviews
2018–2025
Head of Mortgage Distribution, Infinity Group Australia\
Recognised as AB 5-Star Broker (2026) and FBAA Broker of the Year (2025)
Named to the RateMyAgent National Top 20 list (2025 and 2026)
2025–Present
Recognised for the second consecutive year as Australian Broker’s 5-Star Broker
2026
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Only once she understands their full situation, including income, expenses and comfort with repayments, does she recommend a path that aligns with what they want to achieve. “My role is to break things down, guide the client step by step and help them make a wise decision, not just a quick one,” she says.
Kee works across a broad range of clients in Sydney and NSW, from first home buyers, refinancers and property investors to those with more complex needs such as self-employed borrowers, construction loans, SMSF lending, debt consolidation and pre-approvals.
As a trusted mortgage broker in Gordon, she supports clients throughout the local community while also assisting borrowers across the wider region. Every client’s situation is different, and for her the work is less about finding a loan than helping someone make a decision that suits their circumstances now and in the future.
The pace of change is the part of the job Kee finds most demanding, with lender policies, interest rates and borrowing capacity all liable to move while clients are making big decisions. As an experienced mortgage broker in North Shore Sydney, she handles it by staying organised, keeping up to date with lender changes and communicating clearly so clients understand what is happening and what their options are.
The trust Kee has built with clients over the years is the achievement she values most. Under her previous Loan Market profile, she received 193 five-star Google reviews, and since starting Keywise Finance, she has maintained a 5-star rating across 23 reviews, a track record that brings most of her clients to her through referrals and repeat business.
Kee takes real pride in that endorsement. “People usually refer their family or friends only when they have had a good experience themselves,” she says.
“My role is to break things down, guide the client step by step and help them make a wise decision, not just a quick one”
Tracey Kee,
Keywise Finance
“I genuinely care about my clients and their outcome”
Tracey Kee,
Keywise Finance