Profile
Mo Kazal brought a banker’s grounding to broking. The finance strategist and NSW team leader at Infinity Group Australia holds a Bachelor of Business, major in finance and law from the University of Technology Sydney and spent time across three of the major Australian banks, building a technical foundation in lending, credit assessment and financial structuring.
Kazal says, “I’ve always been drawn to finance, but what really sparked my passion was experiencing firsthand the power of strategic structuring, property investing and long-term wealth creation.”
Rather than simply securing finance, he looks at a client’s total financial position and structures it to support debt reduction, tax optimisation and wealth creation through property investment. “What sets me apart is my focus on strategy over transactions,” says Kazal. His specialisation centres on correct finance structuring, designing lending that meets a client’s immediate needs while positioning them for long-term growth, so that debt works strategically rather than simply being serviced.
The scale of what that approach has built is considerable. Kazal has assisted more than 300 clients and settled over $200 million in lending in FY2026, work recognised through both national and internal awards. He is quick to reframe the figure. “The number itself is less important than what it represents,” he says. Kazal points instead to hard work, consistency and the trust that hundreds of clients have placed in him, which is the achievement he is most proud of.
Level 1/63A Market St., Wollongong, NSW 2500
0417 474 188
mo.kazal@infinity.com.au
au.linkedin.com/in/mokazal
infinity.com.au
Mo Kazal
Finance Strategist Team Leader
Infinity Group Australia
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Bio
Milestones
2023
2024–2026
2026–Present
2016–2023
2023–Present
Graduated with a bachelor’s degree from the University of Technology Sydney
Mobile Lending Manager at Bendigo Bank
2023
Finance Strategist at Infinity Group Australia, where he lodged $50m in loans within the first four months of taking on clients (March–June 2025)
2024–2026
Finance Strategist NSW Team Leader at Infinity Group Australia
2026 RateMyAgent National Top 20 Australia (242 five-star reviews)
Australian Broker 5-Star Broker 2026
2026–Present
Founder of a fintech brokerage/non-bank lender – reverse mortgages
2016–2023
Co-Founder and Managing Director of Your Home Equity
2023–Present
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Kazal’s process is experienced and structured, starting with the right questions early to map a client’s goals and full financial position. He identifies key issues upfront so they can be addressed proactively, then translates what he finds into a clear, tailored strategy balancing immediate needs with long-term objectives. Behind it sits a blend of technical lending knowledge, an understanding of legal and accounting frameworks and plain communication. Kazal wants clients to understand how and why an outcome was reached, not just the result. “Education is a key part of my approach as it empowers clients to make confident, informed decisions both now and in the future,” he says.
Leadership has become part of the role since his promotion to NSW team leader, where he manages eight brokers and finance strategists and oversees a broader team of more than 30, including support staff, across two offices. He approaches the work with a strong sense of responsibility and ownership, mindful that clients are trusting him with some of the biggest financial decisions of their lives. What drives Kazal’s work is a long-term mindset: “I believe success comes from consistently delivering value and never becoming complacent.”
For all the technical grounding, what keeps Kazal motivated is seeing the outcomes his clients achieve, and he remains focused on learning, evolving and raising the standard of what he can deliver for his clients, his team and the business. To him, success is not a destination, but the value created for the people who trust him with their financial future.
“Education is a key part of my approach as it empowers clients to make confident, informed decisions both now and in the future”
Lee-Ann Prickett,
Experior Financial Group
“I’ve always been drawn to finance, but what really sparked my passion was experiencing firsthand the power of strategic structuring, property investing and long-term wealth creation”
Lee-Ann Prickett,
Experior Financial Group