Profile
Pukhraj Gill started out with a career plan; it just did not include broking. The finance strategist at Infinity Group Australia studied a double degree in accounting and financial planning, expecting a career in one of those fields, until an unplanned broker support role at a property company gave her his first exposure to the industry.
She quickly found a passion for helping people navigate their finances and property goals, moved into broking in 2021 and has built his career since. Gill counts that progression, from support role to broker, as his single biggest achievement so far, crediting a team that backs growth and development for much of it.
Gill’s instinct in a difficult deal is to be methodical, breaking a challenge down and working through it logically rather than reacting in the moment. “My strongest professional quality is my communication, particularly my ability to remain calm and composed in high-pressure situations,” she says.
When clients are navigating complex or stressful scenarios, the mortgage broker based in Victoria listens carefully, simplifies the information and gives clear, confident guidance, which keeps them feeling supported and informed even when problems arise. Staying composed is what allows her to deliver consistent outcomes when a deal turns complicated.
Level 1/480 Church Street, Cremorne, VIC 3121
0488 955 817
pukhraj.gill@infinity.com.au
au.linkedin.com/in/pukh-gill-2396a516b
infinity.com.au
Pukhraj Gill
Finance Strategist Infinity Group Australia
Read on
Special Report
Home
Bio
Milestones
2018–2020
2021–2025
2025–Present
2016–2023
2023–Present
Graduated with a Bachelor of Commerce (Accounting & Financial Planning) degree from Deakin University
Core Project Sales Assistant, Land Sales
2018–2020
Real estate sales and financial strategy – built expertise in property finance and client management
2021–2025
Finance Strategist at Infinity Group Australia
Australian Broker 5-Star Broker 2026
104 five-star reviews on RateMyAgent
2025–Present
Founder of a fintech brokerage/non-bank lender – reverse mortgages
2016–2023
Co-Founder and Managing Director of Your Home Equity
2023–Present
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Rather than pin herself to one niche, Gill works in home loan refinancing in Melbourne, across first home buyers, upgraders and investors, and enjoys the more complex scenarios too, such as clients with multiple properties or those structuring their lending for long-term growth. The versatility lets her tailor a solution to each client rather than reaching for a standard template. “Being multilingual in Hindi and Punjabi also allows me to connect with a broader range of clients, making the process more comfortable and accessible for them,” she says.
Gill keeps a deal moving by staying organised, transparent and responsive, which matters most when timelines are tight across multiple lenders and moving parts. She keeps clients consistently updated, sets realistic expectations from the outset and stays across each application closely to minimise surprises. Clear, proactive communication is what holds a client’s trust when delays fall outside her control.
For Gill, understanding a client starts with the full picture: their situation, goals and priorities across both the short and long term. She asks the right questions and listens before developing a structured, tailored financial strategy rather than a generic one, then guides clients through each step so they are set up not only for the immediate purchase but for where they want to be in years to come.
Much of Gill’s business comes through word of mouth, the natural result of genuine relationships and the seamless experience she works to create, and she stays approachable and available well beyond settlement as clients’ circumstances evolve. What she values most is the chance to help clients reach their property goals and build long-term relationships along the way, and she carries a growth mindset into every stage of her career, always looking for better ways to support clients and deliver strong results.
“Being multilingual in Hindi and Punjabi also allows me to connect with a broader range of clients, making the process more comfortable and accessible for them”
Pukhraj Gill, Infinity Group Australia
“My strongest professional quality is my communication, particularly my ability to remain calm and composed in high-pressure situations”
Pukhraj Gill, Infinity Group Australia