Profile
Shuang Zhao is founder and mortgage broker at Eversong Finance, an independent brokerage based in Kogarah, NSW. Clients often tell Zhao that everything feels more manageable once a matter is in her hands.
She is known for bringing calm, structure and clarity to the lending process, particularly when a scenario involves multiple moving parts or does not fit neatly within standard bank policy. Her approach combines careful listening, detailed research and practical execution.
Rather than focusing only on obtaining an approval, Zhao takes the time to understand each client’s broader circumstances and identify a lending structure that supports both their immediate needs and longer-term plans.
Zhao has also developed trusted professional relationships across a broad panel of lenders. These relationships are built on well-prepared submissions, transparent communication and a strong understanding of lender policies and credit appetite. This allows her to raise the right questions early, present applications clearly and work constructively with lenders throughout the assessment process.
Above all, Zhao is valued for her reliability, honest advice and willingness to go the extra mile, so her clients do not have to.
Suite 207, 7 Garrigarrang Avenue, Kogarah NSW 2217
0420 586 865
nicole.z@eversongfinance.com
http://www.linkedin.com/in/shuang-zhao-b1468729a/
https://broker.loanmarket.com.au/janaka-dissanayake/
Shuang Zhao
Founder and Mortgage Broker Eversong Finance
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Bio
Milestones
2020–2025
2025–Present
2018–2025
2025–Present
2026
Mortgage broker at a boutique brokerage
2020–2025
Founder and principal lending adviser at Eversong Finance
2025–Present
Finance Strategist and Team Leader, Infinity Group Australia
Recognised as FBAA No. 1 Finance Broker in Australia and NSW/ACT (2024)
Named to the MPA Top 100 Brokers list in 2024 and 2025
Earned 418 five-star reviews
2018–2025
Head of Mortgage Distribution, Infinity Group Australia\
Recognised as AB 5-Star Broker (2026) and FBAA Broker of the Year (2025)
Named to the RateMyAgent National Top 20 list (2025 and 2026)
2025–Present
Recognised for the second consecutive year as Australian Broker’s 5-Star Broker
2026
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
Only once she understands their full situation, including income, expenses and comfort with repayments, does she recommend a path that aligns with what they want to achieve. “My role is to break things down, guide the client step by step and help them make a wise decision, not just a quick one,” she says.
Kee works across a broad range of clients in Sydney and NSW, from first home buyers, refinancers and property investors to those with more complex needs such as self-employed borrowers, construction loans, SMSF lending, debt consolidation and pre-approvals.
As a trusted mortgage broker in Gordon, she supports clients throughout the local community while also assisting borrowers across the wider region. Every client’s situation is different, and for her the work is less about finding a loan than helping someone make a decision that suits their circumstances now and in the future.
The pace of change is the part of the job Kee finds most demanding, with lender policies, interest rates and borrowing capacity all liable to move while clients are making big decisions. As an experienced mortgage broker in North Shore Sydney, she handles it by staying organised, keeping up to date with lender changes and communicating clearly so clients understand what is happening and what their options are.
The trust Kee has built with clients over the years is the achievement she values most. Under her previous Loan Market profile, she received 193 five-star Google reviews, and since starting Keywise Finance, she has maintained a 5-star rating across 23 reviews, a track record that brings most of her clients to her through referrals and repeat business.
Kee takes real pride in that endorsement. “People usually refer their family or friends only when they have had a good experience themselves,” she says.
“My role is to break things down, guide the client step by step and help them make a wise decision, not just a quick one”
Tracey Kee,
Keywise Finance
“I genuinely care about my clients and their outcome”
Tracey Kee,
Keywise Finance